10 medical expenses that could be covered by business insuranceMost people’s first thought for help with medical bills is their health insurance. But if you’re a small business owner and you, your employees or your customers suffer an injury at your business, some types of business insurance may be able to cover some of those costs.NEXT shares how business insurance, specifically general liability insurance and workers’ compensation insurance, could help to cover a range of medical expenses such as doctor visits, treatments, medication and physical therapy.The way business insurance can cover medical expenses depends on who needs the care: Are they a guest, an employee or are you looking to protect yourself?How general liability may help with medical costsA standard general liability insurance policy usually includes medical payments coverage. But this coverage could only help non-employees who accidentally get hurt while visiting or interacting with your business.General liability policies can usually only cover bodily injury for visitors, customers, and others who visit your workplace.For example, suppose a client visiting your office trips, breaking a leg.