MINNEAPOLIS, MN / ACCESS Newswire / January 23, 2026 / Lendway, Inc. (Nasdaq:LDWY) (the "Company") today announced its plan to conduct a strategic rights offering which is intended to significantly reduce the Company's debt and strengthen its balance sheet. Specifically, the primary purpose of the rights offering is to allow the Company to take advantage of a negotiated option with the previous owners of the Company's Bloomia operating business to settle their sellers' note for a discount exceeding 50% of the current outstanding balance. Additionally, the Company intends to use a majority of the remaining proceeds from the rights offering to pay off a material amount of other outstanding debt, which is further expected to increase earnings and allow the Company to invest in future growth opportunities as they come.