SAN FRANCISCO (AP) — Heidi Lange was among the first to rebuild after the deadliest wildfire in California history destroyed her home in 2018 along with much of the town of Paradise. After the fire, she got divorced, which left her with only half the money paid out by insurance — but she budgeted, planned ahead and even paid extra for stucco siding and a metal roof to make her new house more resistant to fire. She thought the hard part was over.